Since 1991 Southern Homes has been serving local families by providing quality packed homes at an affordable price in Polk County Florida. Southern Homes builds new homes that cater to almost all family sizes, age groups and budget ranges. From those seeking Florida retirement homes, to first-time home buyers, from so called "empty nester", to move-up buyers, for those seeking maintenance-free communities in Florida to those looking for a more traditional neighborhood, Southern Homes has it all! Southern Homes are experts at new home financing, first-time home buyer education and new home construction in Florida. We live here, we work here, our children go to school here. Polk County is our home and we want to share all of its charm with you.

How difficult is it to get financing?

Our preferred lenders are experts in getting loans for even the most credit challenged buyers. Each income and credit situation is different so we offer a variety of programs to make home ownership a reality for you.

How much money do we need down?

We have loan programs that move you in with $24 down, and we have programs that require 3.5%, 5%, 10% and conventional 20% down programs. Each potential buyer presents a different opportunity for a mortgage. You can find out all of this information by visiting one of our Model Centers and talking with one of our New Home Specialists. (See the map for directions)